Your trusted partner in mortgage lending, dedicated to providing personalized solutions and exceptional service. We specialize in helping clients navigate the mortgage process with confidence and clarity.
We are committed to providing exceptional mortgage lending services with a focus on personalized attention, competitive options, and professional guidance throughout your home financing journey.
At Copper Ridge Ventures LLC, we understand that securing a mortgage is one of life’s most important financial decisions. Our approach centers on providing clear communication, thorough guidance, and tailored solutions to meet each client’s unique needs and circumstances.
We combine industry knowledge with a commitment to client satisfaction, offering guidance and support throughout the entire mortgage process while maintaining the highest standards of professionalism.
Comprehensive mortgage solutions designed to meet diverse financing needs and help clients achieve their homeownership goals.
Conventional, FHA, VA, and USDA loan options for home purchases, with guidance to help you find the right fit for your situation.
Explore refinancing options that may help you achieve your financial goals, whether rate reduction or accessing equity.
Financing solutions for higher-value properties with competitive jumbo loan programs and professional guidance.
Specialized guidance for first-time homebuyers, including information about available programs and assistance options.
Financing options for real estate investors looking to expand their portfolio with rental property investments.
Construction-to-permanent loan programs for those looking to build their custom home with professional support.
Initial discussion to understand your needs and explore available options
Complete application process with guidance on required documentation
Professional review and processing with regular communication updates
Final steps and closing coordination to complete your transaction
Professional expertise you can trust for your mortgage needs
Tim Owens brings dedication and professionalism to every client interaction. His commitment to understanding each client’s unique situation and providing clear guidance throughout the mortgage process reflects Copper Ridge Ventures’ values of excellence and personalized service.
Use this tool to estimate potential monthly mortgage payments based on various loan scenarios.
Common questions about our mortgage services
Common documents include recent pay stubs, tax returns, bank statements, employment verification, and identification. We provide a detailed checklist based on your specific loan type and situation.
Interest rates are influenced by various factors including credit score, down payment amount, loan type, market conditions, and individual financial profile. We can discuss current options based on your specific situation.
Yes, we provide guidance for first-time homebuyers and can discuss various loan programs that may be available, including FHA, VA, USDA loans, and potential down payment assistance programs.
We offer various refinancing options including rate-and-term refinancing and cash-out refinancing. Each option has different considerations, and we can discuss which might align with your financial goals.
Contact Copper Ridge Ventures LLC to discuss your mortgage needs and explore available options.
Available for consultations
Email inquiries welcome
Serving Arizona
We’ll contact you to discuss your mortgage needs and answer any questions.